Back in NZ? Here’s What You Can Do With Your Aussie Super.
If you’ve moved back to New Zealand after working in Australia, you may have money sitting in an Australian Super account. The good news is, you don’t have to leave it there. Thanks to an agreement between the New Zealand and Australian governments, you can transfer your Aussie Super into your KiwiSaver account, making it easier to manage your retirement savings in one place.
Here’s why it might make sense for you, what you need to know, and how we can help.
Perks of transferring your Australian Super into KiwiSaver.
Bringing your Australian Super home has some great benefits:
One account, less hassle – By combining your accounts, you only deal with one provider and one account.
Clarity and control – Seeing your full balance in one place makes it easier to set goals, track progress, and choose the right investment strategy.
Easier access later – When you reach retirement age, you won’t need to worry about navigating two different systems.
Things to consider before transferring.
While the benefits are clear, there are some important points to be aware of:
No first-home withdrawal – Funds transferred from Australian Super cannot be used to buy your first home.
Different access age – You may be able to access your transferred Super at age 60 (if you meet Australia’s retirement criteria), even though standard KiwiSaver withdrawals start at 65.
No onward transfer – Once your Super is in KiwiSaver, it cannot be transferred to another country.
Ready to bring your Super home? Let’s make it easy.
Our team of experts has helped many Kiwis successfully transfer their Aussie Super, and we can do the same for you. Here’s what to expect:
Step 1: We’ll review your KiwiSaver fund to make sure it aligns with your goals and stage of life. If you’re not yet in KiwiSaver, we can help you get set up.
Step 2: Once we’re appointed as your KiwiSaver adviser, we’ll guide you through the Australian Super transfer process, making it as simple and streamlined as possible.
Step 3: We stay on as your adviser, continuing to review your KiwiSaver and ensuring your savings remain in a fund that suits your needs over time..
Best of all, our service is free. All you need to do is submit your details below and we’ll be in touch to get everything underway.
*This information is intended as general guidance only and does not constitute personalised financial advice. For personalised advice, please speak with a licensed financial adviser.
