Transferring Aus Super into KiwiSaver.

So you’re back in New Zealand and thinking about transferring your Super? Bringing your Australian Super into KiwiSaver can make life simpler. Instead of juggling two retirement accounts across two countries, you’ll see your full balance in one place — making it easier to track progress, choose the right fund, and deal with just one provider.

There are a few rules to be aware of: transferred Super can’t be used for a first-home withdrawal, and once it’s in KiwiSaver it can’t be moved overseas again. In some cases, you may also be able to access it earlier under Australian rules (from age 60), which is different to KiwiSaver’s standard age of 65.

If you decide you’d like to move your Super, we can help make it easy - free of charge.

Make a start

What you get with us.

  • We make it easy

    We’ll guide you through every step, making it a stress-free process.

  • Expert KiwiSaver advice

    We’ll get you into the right KiwiSaver fund, so your Super hits the ground running.

  • Ongoing support

    We stay on as your adviser to keep you on track for retirement.

Our process is quick, easy, and won't cost you a cent.

Start the process

Join thousands of Kiwis unlocking their KiwiSaver potential with MoneyGuide.

  • Keith Ramsay

    I would highly recommend Rory Butterfield from MoneyGuide. He was friendly and knowledgeable and well able to answer all my questions. His advice was great and he came back quickly with his recommendations for my situation. Best of all, it was a fast, simple and free process. Thanks Rory, for your great service.

  • Kat Grayston

    Ryan Ellison at Money guide made the whole process painless, quick, and easy. Definitely the best way to get the most out of your kiwisaver, with the conditions that you are happy with.

  • David Sidwell

    Rory was excellent to deal with. His advice was first rate and his experience was evident from his commentary. No fuss and expeditious. My wife and I have both used his services and have recommended him to our family. 5 stars plus!!

  • Catherine Brimecombe

    Could not have been easier or more stress free. If you are like me, and don't want to do all the research yourself, this is the solution. So glad I finally did it.

  • Rangi

    I was impressed with the professionalism, integrity and efficiency Rory provided in reviewing KiwiSaver providers for me. After doing some research myself (which was overwhelming) his advice gave me the confidence and affirmation to make the switch based on my age. I will definitely look to seek his advice for other financial matters in the future. For me the proof in the pudding will be follow up reviews in which case I would give a 5 star rating!

  • Eddie Crapp

    Eileen was amazing to deal with. She kept it simple and talked to me on a level I could understand 🙂

  • Jenny McNally

    Rory was down to earth and very informative. No pressure at all for me to make any changes. I was very comfortable with dealing with him and would not hesitate to recommend him to family and friends.

  • Karina Daniels

    I highly recommend Rory Butterfield to anyone looking for a financial adviser. I was searching for a new kiwisaver scheme, and with Rory’s assistance, the process was done easily and faster. The communication and the information over the phone and via emails were outstanding!

  • Selma Pirihi

    Ryan was very polite and informative, also patient with his explanations so I was fully informed. Thank you

Our partners.

We work with New Zealand’s leading KiwiSaver providers.

Frequently asked questions.

  • No - transfers are free, and we don’t charge you for our service either.

  • Transfers can take anywhere between 3 and 10+ weeks to be completed, depending on your Australian fund.

    The variance in transfer time depends on the quality of service from your Australian Super Fund

  • No. Unlike other KiwiSaver contributions, Australian Super that’s been transferred can’t be used for a first-home deposit.

  • When you move your Aussie super to KiwiSaver, your money has to be changed from Australian dollars (AUD) to New Zealand dollars (NZD).

    Either your super fund in Australia or your KiwiSaver provider will do the conversion, using the exchange rate on the day.

Get started